OS-PFI-1007 Credit Reports and Credit Scores

Course Description

When you apply for credit, a potential lender uses your credit reports and credit scores to help determine whether to approve your application. Because your credit reports and credit scores are used frequently, it is essential you understand them.

By the end of this course, you will be able to

• List the three main credit bureaus
• Describe who uses your credit history
• Describe credit reports
• Describe credit scores
• Define identity theft
• List steps for responding to identity theft

Estimated completion time (hours): 1.1